During a three-month house meeting listening campaign and nine months of research actions and civic academies, leaders from 'Nevadans for the Common Good' (NCG) unearthed dramatic stories about payday lending entrapment, lack of housing affordability and concerns around public education.   

In response last fall, NCG organized nonpartisan accountability sessions with gubernatorial candidates, including now-Governor Sisolak, in which leaders secured candidate commitments around school funding, affordable housing, and consumer protections from unlawful payday lending practices

In 2019, NCG launched a campaign generating 4,000 postcards calling on state legislators for $500 million in new state funding for public schools, and $40 million for an affordable housing tax credit program and improved payday lending enforcement across the state.  NCG leaders incited an impassioned fight with the payday lending industry over Senate Bill 201, which would establish a payday lending database to track short-term, high-interest loans to better protect consumers.   

In the face of formidable odds -- and an army of paid lobbyists -- NCG mobilized waves of faith and civic leaders to testify before key committees to make the case for better protections for financially vulnerable families.  In March, ten leaders met with 17 legislators in one day.  In April, fifty leaders filled a hearing room in support of reforms.  The following month, to distinguish themselves from paid lobbyists, 50 more leaders donned white at an Assembly Commerce and Labor Committee hearing.  In response to one leader's testimony about the impact of predatory lending practices, an assembly member responded, "We are tired of waiting for something to be done to protect our families and communities!"  

NCG leaders succeeded in pushing Senate Bill 201 through the Senate and Assembly.  The bill is now headed for Governor Sisolak's desk to be signed. 

Oped: Payday Lending Measures are Common Sense for the Common Good, Nevada Independent

Payday Lending Opponents, Industry Clash in Charged Hearing Over Loan Database, Nevada Independent 

Payday Lending Industry Could See Rate Caps, Database Under Legislative Proposals, Nevada Independent

NCG Leaders Postcard Mailing Party [Video] 

After 2017 Shortcomings, Advocates Prepare to Push for New Consumer Protections on Payday Loans, Nevada Independent