Against Major Odds, Nevadans for the Common Good Pushes Payday Lending Reforms through the State Legislature
During a three-month house meeting listening campaign and nine months of research actions and civic academies, leaders from 'Nevadans for the Common Good' (NCG) unearthed dramatic stories about payday lending entrapment, lack of housing affordability and concerns around public education.
In response last fall, NCG organized nonpartisan accountability sessions with gubernatorial candidates, including now-Governor Sisolak, in which leaders secured candidate commitments around school funding, affordable housing, and consumer protections from unlawful payday lending practices
In 2019, NCG launched a campaign generating 4,000 postcards calling on state legislators for $500 million in new state funding for public schools, and $40 million for an affordable housing tax credit program and improved payday lending enforcement across the state. NCG leaders incited an impassioned fight with the payday lending industry over Senate Bill 201, which would establish a payday lending database to track short-term, high-interest loans to better protect consumers.
In the face of formidable odds -- and an army of paid lobbyists -- NCG mobilized waves of faith and civic leaders to testify before key committees to make the case for better protections for financially vulnerable families. In March, ten leaders met with 17 legislators in one day. In April, fifty leaders filled a hearing room in support of reforms. The following month, to distinguish themselves from paid lobbyists, 50 more leaders donned white at an Assembly Commerce and Labor Committee hearing. In response to one leader's testimony about the impact of predatory lending practices, an assembly member responded, "We are tired of waiting for something to be done to protect our families and communities!"
NCG leaders succeeded in pushing Senate Bill 201 through the Senate and Assembly. The bill is now headed for Governor Sisolak's desk to be signed.
Oped: Payday Lending Measures are Common Sense for the Common Good, Nevada Independent
Payday Lending Opponents, Industry Clash in Charged Hearing Over Loan Database, Nevada Independent
As the "largest gathering of community members in the Central Coast region," 600 COPA leaders modeled what democracy looks like by assembling its members from diverse religious, economic and ethnic backgrounds to celebrate what they've done over the previous 15 years and to lay out an agenda moving forward. Guests included Congressman Jimmy Panetta, Santa Cruz Supervisors Zach Friend and John Leopold and Monterey County Supervisor Jane Parker.
[Photo Credit: Joe Szydlowski and Eduardo Cuevas, The Californian]
COPA Celebrates 15 Years of Work on Immigration, Healthcare, Housing and More, The Californian [pdf]
AMOS Seeks Welfare of the City: Extended Library Hours, Park Lighting and Infrastructure in Lower Income Zip Codes
Leaders packed a church hall to engage Des Moines candidates around including AMOS priorities in key investments in lower income areas of the city. Candidates who participated and agreed to support the agenda included: Scott Sanders (Des Moines City Manager), Frank Cownie (Des Moines Mayor), Chris Coleman (Des Moines City Councilmember), Josh Mandelbaum (Des Moines City Councilmember Ward 3), and Linda Westergaard (Des Moines City Councilmember Ward 4).
The City Manager committed to including AMOS priorities in a one-cent local option sales tax increase planned for March 2019. AMOS priorities included: expansion of library hours to at least 6 days per week, lighting in two inner city parks, addressing the growing number of dilapidated/abandoned homes in 50314 and 50316 zip codes, doubling the number of rental housing inspectors, startup funds for a children's mental health crisis unit / observation center, and basic infrastructure improvements (i.e. streets, sidewalks, sewers, and snow removal).
Leaders plan to follow up with public officials who made commitments in early 2019 to ensure their fulfill their pledges.
Group Pushes Des Moines to Use Sales Tax Money to Extend Library Hours, Des Moines Register