Against Major Odds, Nevadans for the Common Good Pushes Payday Lending Reforms through the State Legislature
During a three-month house meeting listening campaign and nine months of research actions and civic academies, leaders from 'Nevadans for the Common Good' (NCG) unearthed dramatic stories about payday lending entrapment, lack of housing affordability and concerns around public education.
In response last fall, NCG organized nonpartisan accountability sessions with gubernatorial candidates, including now-Governor Sisolak, in which leaders secured candidate commitments around school funding, affordable housing, and consumer protections from unlawful payday lending practices
In 2019, NCG launched a campaign generating 4,000 postcards calling on state legislators for $500 million in new state funding for public schools, and $40 million for an affordable housing tax credit program and improved payday lending enforcement across the state. NCG leaders incited an impassioned fight with the payday lending industry over Senate Bill 201, which would establish a payday lending database to track short-term, high-interest loans to better protect consumers.
In the face of formidable odds -- and an army of paid lobbyists -- NCG mobilized waves of faith and civic leaders to testify before key committees to make the case for better protections for financially vulnerable families. In March, ten leaders met with 17 legislators in one day. In April, fifty leaders filled a hearing room in support of reforms. The following month, to distinguish themselves from paid lobbyists, 50 more leaders donned white at an Assembly Commerce and Labor Committee hearing. In response to one leader's testimony about the impact of predatory lending practices, an assembly member responded, "We are tired of waiting for something to be done to protect our families and communities!"
NCG leaders succeeded in pushing Senate Bill 201 through the Senate and Assembly. The bill is now headed for Governor Sisolak's desk to be signed.
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Hundreds of Texas IAF leaders bused into the Capitol from El Paso, the Rio Grande Valley, San Antonio, Houston, Dallas and West Texas, joining Central Texas Interfaith counterparts to call on state legislators to increase spending on adult and K-12 education.
After a morning briefing on school finance, the Texas Innovative Career Education (ACE) program and other issues -- including Medicaid, payday lending, and infrastructure in the colonias -- leaders were recognized with a House resolution in support of the ACE program.
300 leaders then convened on the South steps of the Capitol where they were joined by state legislators who pledged to continue working for investments in people. The following spoke in support of the ACE fund and increased public school funding: Central Texas Representatives Vikki Goodwin, John Bucy, Erin Zwiener, Gina Hinojosa and James Talarico; El Paso area representatives Joe Moody, Mary Gonzalez and Art Fierro; North Texas legislators Victoria Neave, Terry Meza, Julie Johnson, John Turner and Ana Ramos; and from San Antonio, Phillip Cortez.
In photo above, the Rev. Dr. Rhenel Johnson from TMO (Houston) kicks off the press conference with leaders from San Antonio (COPS/Metro), Dallas Area Interfaith, Central Texas / Austin Interfaith, West Texas Organizing Strategy (WTOS), El Paso's Border Interfaith & EPISO, and the Rio Grande Valley (Valley Interfaith). After the press conference, leaders broke out into smaller delegations to meet with legislators representing their geographic regions.
Organizations Call On State Legislators to Support Adult Education, Univision 62 [Spanish video]
"We are just concerned about transparency," said Barbara Paulsen, whose church in Boulder City is a member of NCG. The proposed change could impact 54,000 people statewide. ""If there's a transition, it needs to be carefully planned," Paulsen said Wednesday. "It's a major decision and people need to be aware of it and need to have an understanding of the steps being taken and the rationale and ability to comment on them."Read more