Undeterred by the Louisiana legislature's reluctance to pass payday lending reform this year, Together Louisiana leaders turned their attention to the Consumer Finance Protection Bureau, taking over a hearing on mobile banking and pointing out the need for intervention on payday lending.

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'Together Louisiana' leaders publicly handed out Bibles to Louisiana state legislators, asking them to read it before voting on a payday lending reform bill which would cap the number of times an individual can turn over a loan. Said Rev. Lee T. Wesley of Baton Rouge, "We took notice that some legislators wanted to make the Bible the state book...if legislators want to give the Bible special standing, they should start off by reading it."

One of 45 lobbyists paid to kill Senate Bill 84 revealed he was feeling "like a bug smashed against a windshield" today.

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With the press calling it "the sleeper issue of the session," leaders from 'Together Louisiana,' stormed the Capitol to testify in Committee hearings and weigh in on legislative debate over how to address payday lending in Louisiana.

'Together Louisiana' leaders assert that payday lenders able to charge interest rates ten times higher than felony loan-sharking laws currently allow, making them "legal loan sharks." They want a cap on the annual interest rate for entering into short-term loans and are working with legislators to get one, in partnership with in partnership with Habitat for Humanity, AARP, the Conference of Catholic Bishops, the Louisiana Budget Project and the Southern Baptist Convention.

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One week after 400 people filled Elm Grove Baptist Church in a meeting about payday lending, 100 Together Louisiana leaders rallied on the front steps of the Capitol exhorting lawmakers to curb the most predatory practices in the payday lending industry. They were joined by lawmakers that pledged to fight for bills that would fulfill this goal.

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This legislative session, with the support of Together Louisiana, lawmakers will evaluate whether to pass a bill limiting how much payday lenders can make on the backs of their customers.

Ms. Thelma Fleming, a leader with Elm Grove Baptist Church, once spent $2,500 to get out of a $300 debt trap, eventually costing her her car, bank account and gifts from her children. Her institution is a member of Together Louisiana which is on the forefront of this legislative fight.

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Leaders from IAF organizations across Louisiana gathered at Shiloh Baptist Church Saturday, February 15 for a conference that aims to disrupt the status quo at the legislature this year by preparing hundreds of leaders on issues ranging from payday lending, mass incarceration, higher education and the environment.

Together Louisiana Prepares for State Legislative Session, WAFB TV

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Northern and Central Louisiana Interfaith leaders hosted a summit in which university presidents responded to questions about the impact of state budget cuts to economic growth in Louisiana and about investments universities need to provide quality affordable education. Leaders highlighted the importance of affordable high education as a gateway to the middle-class for lower income residents. They additionally drew attention to studies documenting that for every $1 invested in higher ed, the state enjoys $8 in additional economic activity.

The summit was held in collaboration with the University of Louisiana at Monroe, Grambling State University, Louisiana Delta Community College and Louisiana Tech University. In photo, Grambling President Frank Pogue and ULM President Nick Bruno lead a discussion.

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With Louisiana residents paying more than $196 million in fees and interest to payday lenders in 2011, and such loans factoring into 20% of bankruptcy filings in Baton Rouge, leaders of Together Baton Rouge are beginning to educate and organize parishioners and residents about the dangers of payday lending and action they can take to protect themselves. Their most recent gathering, at Elm Grove Baptist Church, was standing-room only, as participants heard a presentation on the issue and shared their experiences with each other.

Residents: Time to Act on Loans, The Advocate

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"With a call for a "pragmatic" approach to the expansion of Medicaid healthcare for the poor, the leaders of the Together Louisiana alliance of congregations has challenged Governor Bobby Jindal and lawmakers to work with the federal government on expanding health coverage for the poor. "We don't need an ideological discussion about Obamacare," the Rev. Melvin Rushing of Baton Rouge told a State Capitol rally. "We need our state's technocrats to sit down with the national Medicaid technocrats and work through this issue as the practical, pragmatic matter it is."

Our Views: Poor need coverage, The Advocate (4/29)

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"A new analysis by the nonpartisan Legislative Fiscal Office said accepting the Medicaid expansion envisioned by the federal health care law -- but so far refused by Gov. Bobby Jindal's administration -- would save Louisiana between $532 million and $544 million over the next five years.....

The theme of Tuesday's rally -- led by Together Louisiana, a recently formed coalition of religious and civic groups, and the American Association for Retired People -- was that if Jindal doesn't like the Medicaid program, he should insist on certain conditions while accepting the expansion...."

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