Last summer, Pima County Interfaith Council (PCIC) leaders learned that local residents would be required to use an out-of-state bank for loans under Tucson Electric Power's 2011 Energy Efficiency Proposal. Knowing this would create a stumbling block for individuals, and knowing Tucson's local economy would benefit from local financing, PCIC requested that the Arizona Corporation Commission (ACC) require a local bank. ACC staff agreed to make this recommendation—IF—PCIC could find a local lender. PCIC leaders met with many bank and credit union officers.

Result: an innovative agreement between Tucson Electric Power and Vantage West Credit Union for loans to local ratepayers.