COPA Leaders Sound Alarm on 'Shadow Debt' as Rental Relief Lags

[Excerpt]

Over a year after losing their jobs to pandemic-related causes, Elizabeth remains unemployed, and her husband, a landscaper, is only able to get work once a week. Elizabeth says she knows that her family, theoretically, qualifies for the Covid-19 rent relief: they are below 80% of the Area Median Income and experienced financial hardships due to the pandemic.

But Elizabeth says she can’t afford to rely on theoretical assistance. With a family of five, including a 1 year-old, her primary concern is staying housed—even if it means cutting back on other essentials to pay rent.

“I have cut back on food, my internet, PG&E,” she says.

Elizabeth first heard about the Covid-19 rent relief program at a local food bank. It was there that she met a leader from Communities Organized for relational Power in Action (COPA), a faith-based nonprofit addressing issues like affordable housing. The COPA leader told her about the eviction moratorium and Senate Bill 91—now updated as Assembly Bill 832....

The updated bill attempts to correct the gaps that excluded certain renters from the first round of applications. For instance, the new bill allows tenants with informal leases to qualify, requires either the tenant or the landlord to apply (the former bill required both parties to apply) and distributes $250,000 to Community Bridges to help facilitate in-person assistance and outreach —a critical component given the application must be submitted online.

COPA advocated for these changes and more, like 100% of back-rent forgiveness, up to three months of future rent, assistance with utility arrears and tenant records during the pandemic to be “masked,” or hidden, which are now included in the updated bill.

“Of course there’s still some obstacles, but I think what we have now is much better than what we saw initially,” says COPA organizer Mayra Bernabe.

But even though some obstacles were removed, their impact lingers, Bernabe says. “I know some of our families have mistrust for our government programs, because of the way they’ve been rolled out before,” she says.

[Photo: COPA leader Raymond Cancino, Executive Director of Community Bridges attests to hurdles in the process.  Credit: Tarmo Hannula, Good Times]

Red Tape and 'Shadow Debt' Are Pushing Renters to the EdgeGood Times [pdf]