The suspension of rent, and the forgiveness of any debts related to its non-payment, is a profoundly biblical idea. We find it in the Hebrew Bible, in Leviticus 25:8-55, God gave Moses extensive laws that are to govern the “year of jubilee,” a period when all debts were forgiven, and property was to be widely redistributed throughout the community. In Deuteronomy 15:1 we encounter a text that reads, “Every seventh year you shall practice remission of debts."
The CARES Act provides for mortgage forbearance for federally backed mortgages. Homeowners and landlords can forego payments to their lenders for up to twelve months. The payments are to be tacked onto the end of the loan without penalty. This relief will prevent millions of homeowners and landlords from losing their homes and rental properties through foreclosure during this health emergency. To avoid a massive foreclosure crisis, mortgage lenders must embrace their key role and facilitate forbearance for homeowners and landlords.
[But] the CARES Act provides no similar relief to renters. Businesses are eligible for rent relief in the form of grants and loans. Families are only offered a delay in the eviction process and protection from landlords charging them fees or penalties for non-payment of rent. This means that if they fail to pay rent throughout the pandemic then they will face eviction as soon as it is over.
The CARES Act does create a Coronavirus Relief Fund to allow cities and counties to respond to their urgent needs. Harris County will receive over $800 million from this fund. At least $100 million should be used for rental assistance and other resources needed by families who will not receive funds from the CARES Act.
Suspending rent throughout the course of the pandemic would guarantee housing security for renters. At the end of the pandemic, renters should not owe their landlords anything for missed rent payments or face retribution for non-payment of rent....
[Photo by Melissa Philip, Houston Chronicle]
Bible Teachings Counsel Us to Suspend Rent During Coronavirus Pandemic, Houston Chronicle [pdf]